Global non-bank lender Bizcap has announced its official launch in the United States, extending its international reach while giving American small businesses access to a faster and more flexible source of funding. The expansion brings the company’s proven lending approach to one of the world’s largest and most dynamic business markets.
Operating across Australia, the UK, New Zealand, Singapore, Europe and Canada, Bizcap has already helped more than 100,000 businesses secure over $5 billion in funding. Entering the US marks another significant stage in the company’s international growth and supports its ongoing mission to simplify business finance. The launch also includes a new cost of funds developed specifically for customers in the American market.
Bizcap is known for helping businesses access funding quickly when opportunities or challenges arise. Business owners can submit an application in minutes, receive an approval in as little as three hours and, if eligible, have funds available on the same day. Companies with monthly revenue starting from $20,000 can qualify, opening funding opportunities to a broader group of businesses than many conventional lenders.
To coincide with its US launch, Bizcap has introduced its Line of Capital (LOC), giving eligible businesses access to a revolving funding facility of up to $2 million. The facility allows businesses to access working capital as required without needing to apply again for each drawdown.
The product range includes Line of Capital Ultra, designed for businesses that repay their funding quickly. There are no setup fees, and customers can access a factor rate from 1.02, representing a fixed funding cost, during the first four weeks. The product offers an efficient funding solution for businesses managing seasonal fluctuations, investing in growth or responding to unexpected opportunities.
“Small businesses are the backbone of every economy, yet too many still struggle to access the funding they need to grow,” said Albert Gahfi, Global Co-CEO of Bizcap.
“Bizcap has built a proven funding model that has helped more than 100,000 businesses across multiple international markets access capital quickly and with greater flexibility. We’ve seen that model deliver real results around the world, and we’re confident it will have the same impact for American small businesses.
“Bringing Bizcap to the US is an exciting milestone, and we’re looking forward to helping more business owners access the funding they need to grow.”
Across the market, businesses continue to experience pressure from increasing costs, tighter lending standards and cash flow challenges. Bizcap’s technology-led funding process is designed to reduce complexity, enabling faster applications and quicker funding outcomes than many traditional financing options.
“The challenges facing small businesses are remarkably consistent around the world,” said Zalman Blachman, Global Co-CEO of Bizcap.
“Access to funding remains one of the biggest hurdles for many businesses with strong growth potential. We believe business owners deserve a more flexible option that looks beyond traditional credit assessments and provides funding when it can make the greatest difference. Line of Capital Ultra is the result of insights we’ve gained across international markets, and we’re confident it will resonate with businesses throughout the United States.”
The launch in the United States represents another important step in Bizcap’s global expansion as the company continues strengthening its technology, funding products and local capabilities to support small businesses internationally.
Businesses can check their eligibility at bizcapfunding.com and receive a funding decision in as little as three hours.
